• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Babcock Injury Lawyers HomepageBabcock Injury Lawyers

Free Case Review

(225) 240-4053
  • Home
  • About Us
    • Our Team
      • Stephen Babcock
      • Chase Tettleton
      • Ben O’Connor
  • Our Services
    • Baton Rouge
      • Bicycle Accidents
      • Bus Accident Injury
      • Boat Accidents
      • Burn Injury
      • Car Accidents
      • Catastrophic Injury
      • Child Injury
      • Dangerous Drugs
      • Defective Products
      • Dog Bite Injury
      • Drunk Driving
      • Common Injuries
      • Head-on Collisions
      • Intersection Collision
      • Spinal Cord Injury
      • Slip And Fall
      • Motorcycle Accident
      • Distracted Driving
      • Oil Field Injury
      • Traffic Collision
      • Truck Accident
      • Pedestrian Accidents
      • Workers’ Compensation
      • Wrongful Death
    • Ruston
      • Catastrophic Injury
      • Child Injury
      • Hurricane Damage
      • Medical Malpractice
      • Motorcycle Accident
      • Nursing Home Abuse
      • Pedestrian Accident
      • Premises Liability
      • Boat Accident
      • Bus Accident
      • Dog Bite
      • Car Accident
      • Catastrophic Injury
      • Dangerous Drugs
      • Defective Products
  • Locations
    • Alexandria
    • Baker
    • Bastrop
    • Bayou Blue
    • Bayou Cane
    • Belle Chasse
    • Bogalusa
    • Bossier City
    • Broussard
    • Central
    • Chalmette
    • Covington
    • Crowley
    • Deridder
    • Destrehan
    • Eunice
    • Gonzales
    • Gretna
    • Hammond
    • Harvey
    • Houma Injury
    • Jennings
    • Kenner
    • La Place
    • lafayette
    • Lake Charles
    • Luling
    • Mandeville
    • Marrero
    • Metairie
    • Minden
    • Monroe
    • Morgan City
    • Moss Bluff
    • Natchitoches
    • New Iberia
    • New Orleans
    • Opelousas
    • Pineville
    • Plaquemine
    • Prairieville
    • Raceland
    • River Ridge
    • Sulphur
    • Terrytown
    • Thibodaux
    • Timberlane
    • West Monroe
    • Woodmere
    • Zachary
  • Reviews
  • Latest News
  • Contact Us
CALL US NOW
EMAIL US NOW
Have You Suffered
An Injury In An Accident?You Deserve Justice!
Help Is Just A Phone Call Away!

Property Damage Attorney

When a hurricane strikes, it creates a lot of destruction. Anything and everything that comes in its path is damaged. It is not easy recovering from such a disaster. Many people pin their hopes on insurance claims to start rebuilding their lives again. But what do you do if your insurance company denies or delays your claims? What happens if all that money you thought you were going to get from your insurance company does not come? A knowledgeable Baton Rouge property damage lawyer can help.

Under What Circumstances Can I Sue an Insurance Company

Insurance companies can sometimes make life very difficult for you. Especially when you need to claim damages; they can make you run around unnecessarily.

But can sue the company if they deny your claim, or give you a lesser compensation than you expected? There are many circumstances under which you can sue your insurance company.

  • Ignoring your claims or avoiding communication
  • Denying a claim without a thorough investigation
  • Misrepresenting the coverage provided by the policy
  • Not giving any solid reason for denying the claim
  • Not informing you that additional information is needed
  • Not adjusting a claim without a reasonable cause

If filing against your insurer is the only way to get compensation for your property damage claim, an attorney in Baton Rouge can provide assistance.

Why was my property claim insurance denied?

It is important to know why your insurance claim was denied in the first place. Insurance companies may cite many reasons for denying your claim.

  • They may claim that the damage caused to your property is beyond the scope of the policy
  • Blaming factors that are not covered in the property for the damage
  • Not investigating the damages properly
  • Delaying the handling of your claim without any solid reason
  • Offering a settlement to repair anything that requires a replacement

Contact a Baton Rouge property damage lawyer to understand your legal rights!

What Do I Do Before Filing a Claim

One of the first things you must do if you have been a victim of a natural disaster is to contact your insurance company.

Share your policy number and give the company correct details about where and how they can reach you. By the time the insurance adjuster visits your place, make sure you have all the information about your property.

Proof of Loss

Document every damaged object and corner of your house. If possible, take pictures of everything that is damaged. Keep receipts of purchases made towards the home in the past or current storm damage repairs. Most companies will ask you to submit an inventory of damaged goods, and having all this information can be very helpful at that time.

Don’t throw away anything before speaking to your insurer

When an insurance adjuster visits your property, he/she will ask to see everything that was damaged. So don’t throw away anything, unless you need to because of safety reasons. In such situations, speak to the insurance adjuster, and take photographs of the damaged items

Sign up for SMS/Text alerts

Insurance companies have to deal with a lot of clients after a disaster. They will send regular updates and alerts through SMS, informing you about the status of your case. Sign up for these alerts and messages so that you are up to date with your case.

Property Damage Claim Negotiations

Once you have made the claim, your insurance company will want you to take different measures like reducing damage to your home. You will also need to negotiate at this stage. While some adjusters may cooperate with you, some others may not be as kind.

The sole purpose of an insurance company is to ensure its investors make a profit. And they make profits when you pay your insurance premiums. Not when they pay your claims. Hence, the companies will either try to avoid paying you completely or will try and minimize the amount that you should be paid. In such situations, you need to be strong and negotiate with the company. When you have been a victim of a natural disaster like a hurricane, fighting an insurance company will be the last thing on your mind.

This is where a Baton Rouge property damage lawyer will step in. We know your legal rights and have years of experience dealing with insurance companies and adjusters.

We can help you understand what you should do and what you should avoid. First, we will investigate the home inspections, audits, and any other evidence collected by the insurance company thoroughly.

We will sit with the insurance agency and explain, with documentation and proof, why you need a higher compensation.

In the case of a denial, insurance companies give you a written explanation stating why they denied your insurance claim. In some cases, something as simple as a clerical error could have led to the denial. You should know that though you have gone through the claims process and your insurance claim has been denied, you still have legal rights.

We will draft an appeal to prove why the claim is valid. If the insurance company still does not agree, we will sue the company and represent you in the court of law.

We will do everything in our power to make sure you get the compensation that you deserve.

Want to understand your legal rights in an insurance case? Contact us for a free consultation!

Schedule a Consultation with a Baton Rouge Property Damage Attorney Now

We at Stephen Babcock Lawyers have years of experience in dealing with insurance companies and negotiating with them. Having solved hundreds of Baton Rouge insurance claims successfully, we are in the right position to handle your insurance claim case.

Contact a Baton Rouge property damage lawyer for a free consultation!

    Baton Rouge's Premier Trial AttorneysRequest a Free Case Review






    Latest News

    How Much is the Average Personal Injury Settlement?

    Nov 30, 2022 By: Babcock Injury Lawyers

    … Read More

    What are Four Common Symptoms of PTSD Following a Car...

    Nov 25, 2022 By: Babcock Injury Lawyers

    … Read More

    Can You Sue for a Car Accident If You Are...

    Nov 20, 2022 By: Babcock Injury Lawyers

    … Read More

    Do You Need a Lawyer When Injured by a Drunk...

    Nov 15, 2022 By: Babcock Injury Lawyers

    … Read More

    View More

    Testimonials

    Blaine B.
    Baton Rouge, LA

    I called Babcock Law Firm Tuesday, October 18, 2022 late in the afternoon and asked to speak to Mr. Stephen Babcock to get some advice on a legal matter. Ms. Jessica King answered the phone and was extremely professional, knowledgeable and asked(...)

     
    Elice S.
    Baton Rouge, LA

    I hired Stephen Babcock for my car wreck after I was rear-ended on I-10. He was easy to work with and always available when I called. When he was not available, he was quick to return my call the same day. His office staff, and in particular his(...)

     
    Ben N.
    Baton Rouge, LA

    Stephen Babcock and his staff kept me updated on my file every step of the way. Some weeks I heard from them multiple times in the same week. I was never in the dark, and never asked a question that wasn't answered clearly and quickly. Stephen(...)

     
    Read More

    Babcock INJURY LAWYERS

    • (225) 240-4053
    • [email protected]
    • 10101 Siegen Ln #3c,
      Baton Rouge, LA 70810
    GET DIRECTIONS
    • (318) 301-6535
    • [email protected]
    • 1223 Farmerville Hwy Suite 1,
      Ruston, LA 71270
    GET DIRECTIONS

    © 2023 Babcock Injury Lawyers. All Rights Reserved. | Terms of Service | Sitemap | Privacy Policy