After a rider is thrown, “the horse spooked” describes part of the event. It does not explain whether the saddle shifted, how the horse was selected, what the instructor knew about the rider, or whether a hidden property condition contributed. Those details matter under Louisiana’s equine-liability law. R.S. 9:2795.3 generally protects against participant claims…
When two drivers disagree about a Louisiana crash, identify the precise point of disagreement first. A dispute about which car changed lanes needs different evidence from a dispute about the traffic signal. Organizing the file around that question makes it easier to see what supports each account and what remains unknown. Civil Code article…
Short answer: When you are injured while riding in a friend’s car, Louisiana generally treats the uninsured motorist coverage on that car as primary. If your damages exhaust that primary coverage, you may use one other UM policy available to you as excess coverage. Louisiana does not ordinarily let you combine every UM policy…
Yes. Being partly at fault does not automatically prevent you from bringing a Louisiana car accident claim. The result depends heavily on when the crash happened and what percentage of fault is ultimately assigned to you. For a crash before January 1, 2026, Louisiana’s prior pure comparative fault rule generally reduced a claimant’s damages…
An ATV rollover can raise two very different questions: did the machine tip during an ordinary riding maneuver, or did a steering, brake, or restraint problem contribute? After a crash at a Louisiana park or track, preserving the machine and the sequence of events helps answer which risks the law protects and which failures…
A large commercial auto liability limit does not tell you whether an injured employee has uninsured motorist coverage. Under Louisiana’s commercial-policy rule effective August 1, 2024, the insured must select that coverage. If there is no selection and no premium payment that includes UM, the law presumes it was not selected. In This Article…
At a corn maze, pumpkin patch, or farm tour, the ticket seller, landowner, animal handler, and equipment operator may be different people. After an injury, identify the exact attraction and who controlled the part of the event involved. The words “farm attraction” and a warning sign do not, on their own, establish Louisiana’s agritourism…
A guest burned by a tipped crawfish pot and a guest hurt by a loose deck railing may have very different claims. Louisiana does not make a host responsible simply because an injury happened at the gathering. The cause of the injury, who controlled the hazard, and what could reasonably have prevented it determine…
The Christmas Eve bonfires along the Mississippi River levee are one of Louisiana’s most recognizable traditions. They are also governed by an unusually specific liability statute. Louisiana law generally protects a qualifying bonfire sponsor from claims, but only for a permitted presentation on the Mississippi River levee and only when none of the statute’s…
Louisiana Revised Statute 9:2796.2 reads like an events calendar at first glance. It names Chimp Haven Festival, the Krewe of Barkus and Meow Paws parade, ChimpStock, and several other programs. The list is real, but the legal protection is much narrower than the names suggest. The statute protects one defined type of animal sanctuary…
A golf cart that is welcome on the beach at Grand Isle is not automatically legal on every nearby street. Louisiana starts with a statewide prohibition on golf carts on public roads, then allows parishes and municipalities to open particular local routes. Grand Isle adds its own permit and operating rules, while a separate…
Louisiana’s impaired-operation statute is broader than its old DWI shorthand suggests. The current law is titled “Operating a vehicle while impaired,” and it applies to the operation of a motor vehicle, aircraft, watercraft, vessel, or other means of conveyance. A roadway and a conventional car are not required. The statute focuses on operation, impairment,…
A Louisiana accident can raise several timing questions at once. The injury date may govern one rule, the lawsuit’s filing date another, and the insurance policy’s history a third. Filing in 2026 does not automatically place the entire claim under every law then in force. The starting point is Civil Code article 6: absent…
Louisiana does not impose one blanket rule for every passenger in every pickup bed. The answer depends on the passenger’s age, the truck’s weight, the type of road and whether a narrow exception applies. State law generally bars children under 12 from an open pickup bed on a highway and bars passengers of any…
A Louisiana funeral procession with a police escort may continue through an intersection after its lead vehicle lawfully enters, even if the traffic signal changes. That is the specific protection in Louisiana Revised Statute 32:300.3. Attending the same funeral does not give each driver independent permission to enter on red. The protected group must…