A licensed Louisiana fishing-charter guide must carry proof of commercial marine insurance while on the water. The rule applies to both saltwater and freshwater guides. Current Louisiana Department of Wildlife and Fisheries guidance calls for at least $300,000 of liability coverage per occurrence. That requirement answers only the first coverage question. It does not…
After a boat accident, account for everyone before worrying about damage, insurance, or photographs. A missing passenger, breathing difficulty after submersion, or a disabled vessel in an unsafe position calls for immediate help. Once people are safe, the next tasks are reporting the incident and keeping the boat, witness accounts, and navigation records available…
A safe boating trip starts before the launch. Check the weather and route, make sure the operator knows the boat, and have everyone put on a properly fitted life jacket. Once underway, a steady lookout and a speed suited to the conditions give you time to respond to a wake, a swimmer, or another…